Investors Heritage
Life Insurance Company
200 Capital Avenue - PO Box 717 
Frankfort - Kentucky - 40602-0717
Phone : 502-223-2361 Toll Free : 800-422-2011
Fax : 502-875-7084 E-Mail: IHLIC@ihlic.com

A Family Oriented Business
Serving the Ultimate Family Business

Why choose Investors Heritage to be your preneed insurer?

Good question!  First, look at our products and check our track record on these products, and you will find that they stack up very favorably.  Next, we stress our dedication to service to insureds, funeral service providers and agents. This can be confirmed by contacting people who represent Investors Heritage. However, the distinguishing factor that is most difficult to express is the underlying attitude, philosophy, or personality - call it what you will – of the individuals who make Investors Heritage a company that people stay with after they join us.  We strive to develop business relationships that become friendships. 

A statement often made by our founder, Harry Lee Waterfield, is as appropriate today as it was in the past for stockholders, policyholders, sales personnel and employees: 

"We know where we are going, we invite you to go with us." 

  1. Company Stability


Investors Heritage is a growing company with 24 years experience in the preneed market.

  1. Competitive Policy Growth


Our increasing benefit policies are designed to keep pace with funeral costs over time.

  1. Timely Payment of Claims 


We understand the need to receive payment of proceeds quickly and work to make the process simple, efficient and timely.  We use a claim form designed specifically for funeral directors.

  1. Simple Applications


All of the Legacy plans use a simplified application.  

  1. Family Business - Serving the Ultimate Family Business


With mergers and acquisitions regularly taking place by insurance conglomerates, we are convinced more than ever there is a definite need and place for smaller, well-run life insurance companies.  Because of our size and method of doing business, our personnel can get to know our customers (insureds, funeral service providers and agents) and respond quickly to their needs.

  1. Continuing Education Courses


Available in select states.

  1. State-of-the-art computer technology
  2. Estate planning


Available at no cost if appointed and writing with Investors Heritage. 

  1. Non-exclusive strategic alliance with Auora Casket Company.